Compare the Plans
Benefits-eligible Team Members have a choice of four medical plans administered by Blue Cross and Blue Shield of Florida, Inc. (BCBSFL). Compare the Choice HSA and Value HSA Plans with the Choice HRA and Value HRA Plans below.
The 2023 plans at a glance (in-network)
| What You Pay | Choice HSA | Value HSA | Choice HRA | Value HRA |
|---|---|---|---|---|
| Health Rewards you can earn | Up to $400/individual coverage; Up to $800/family coverage; Up to $150 additional for spouse | Up to $400/individual coverage; Up to $800/family coverage; Up to $150 additional for spouse | Up to $400/individual coverage; Up to $800/family coverage; Up to $150 additional for spouse | Up to $400/individual coverage; Up to $800/family coverage; Up to $150 additional for spouse |
| Wellness/preventive care | Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications) | Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications) | Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications) | Covered in full (eligible office visits, labs, screenings, contraceptives, and preventive medications) |
| Calendar year deductible (medical and prescription drugs) | $2,500/individual; $5,000/family | $4,300/individual; $8,600/family | $5,000/individual; $10,000/family | $6,550/individual; $13,100/family |
| Office and urgent care visits | 20% after deductible | 20% after deductible | 30% after deductible | 0% after deductible |
| Teledoc visits | $55 | $55 | $55 | $55 |
| Emergency room | $300 copay after deductible | $300 copay after deductible | $300 copay after deductible | $300 copay after deductible |
| Hospital care | 20% after deductible | 20% after deductible | 30% after deductible | 0% after deductible |
| Generic prescription drugs | 20% after medical deductible | 20% after medical deductible | 20% after medical deductible | 0% after medical deductible |
| Preferred brand prescription drugs | 20% after medical deductible | 20% after medical deductible | 20% after medical deductible | 0% after medical deductible |
| Non-preferred brand prescription drugs | 40% after medical deductible | 40% after medical deductible | 40% after medical deductible | 0% after medical deductible |
| Calendar year out-of-pocket maximum | $5,000/individual; $8,200/family | $6,500/individual; $9,000/family | $7,000/individual; $14,000/family | $6,550/individual; $13,100/family |
Get help finding a BCBS network doctor.
Use the BCBSFL pre-enrollment website to learn more about the benefits and services BCBSFL offers. Once you are a member, log in to the My Health Toolkit website using your BCBS member ID (from your ID card).
Need help choosing a medical plan?
Use the BCBSFL pre-enrollment website to learn more about the benefits and services BCBSFL offers. Check out the illustrative claim examples to help you get a feel for the impact of paycheck contributions and your share of typical out-of-pocket expenses for the various plan options.
Blue365 discounts for team members eligible for and enrolled in medical with BBI
For team members eligible for and enrolled in a Bloomin’ Brands medical plan, register for Blue365 Deals and learn more about the program here. You can get discounts on gym memberships and fitness classes, fitness devices and equipment, healthy meal deliveries, and more! Take a look at the overview flyer to learn more!
Contacts
BCBSFL Customer Service
Navigate the healthcare system and your medical coverage
